Debit Cards
Let's face it, paper money has lost significant ground to credit, debit and gift cards when it comes to our personal finances. They're secure, convenient and easier to use than ever. At Greater Iowa we offer a full range of card services. Apply online now or visit any of our branches to get started using Greater Iowa's Debit Mastercard®.
Debit/ATM Card Usage
The Greater Iowa Debit Mastercard® can be used to withdraw cash from ATM machines. It can also be used like a check to make purchases that are directly deducted from your checking account, including online purchases.
In addition to the no-fee ATM machines owned by Greater Iowa, you can use your card in any ATM machine that accepts Mastercard® or Shazam® cards. You can also avoid fees by using your Debit Mastercard® at Privileged Status® ATMs.
Using your Debit Mastercard® when you head out shopping is safer than carrying cash. There are two different ways to use the card that will affect your daily spending limits and fees you may incur, depending on your account.
As a debit: If you choose to pay for your purchase using your card as debit, you'll be required to enter your four-digit PIN. The purchase also will be considered an ATM transaction. The purchase amount will be automatically deducted from your available checking account balance.
As a "credit" card: You have the option of using Debit Mastercard® like a credit card and provide a signature to approve the purchase. Unlike a credit card, the approved purchase amount will be automatically deducted from your available checking account balance.
Daily Limits
That depends on the type of the account. If you need assistance to change your daily limits, please speak with a member service representative or call 800.296.9064.
Lost or Stolen Debit or ATM Card
During business hours, notify Greater Iowa immediately at 800.296.9064. If the credit union is closed, call 866.820.1073. If you are traveling internationally, you can call collect to 727.572.7723 from anywhere at any time of day.
Activation of Debit or ATM Card
If you have received a new card and need to activate it before using for the first time, please call 866.985.2273.
Change Your Pin
Reset your pin number with just one phone call. Click here to learn more about PIN Now.
Click here for PIN Now instructions in Spanish.
Register for Mastercard Identity Check
Mastercard Identity Check gives card holders added protection for online transactions; it provides extra security from retailers and scammers because you will get independent approval every time you use your card. Register for Mastercard Identity Check.
Fraud Alerts
Click here to learn more on how to set up automated fraud alerts via text message when suspect credit and/or debit card activity is identified. We encourage you to sign up for this free service today to stay informed of any card activity you have not authorized.